My last bill was $4.65 after some kind of (referral?) discount. I've set up auto payment on my credit card, so I usually don't read the statement carefully. (And let them charge me the $2 paper fee, jerks!) This month's bill, however, has that $4.65 listed as last month's balance! How could this be? Can this affect my credit rating? Yikes!!!!
Calling the 1-800 number on the bill didn't help. It's all recordings and no options suits me. And it's absolutely impossible to talk to a real person. I was climbing up the walls!!! Grrr!!! The free 611 call from the cell phone is exactly the same as the 1-800, so it's useless too. The "pressing 0 at certain timing" trick also didn't work. Anything outside the given options only repeats the recordings, and after 3 or 4 times, it hangs up on you. Grrrr!!!!!!
So I had to go to a branch to talk to a real person to get things sorted out.
(1) No, this doesn't affect my credit rating.
(2) They can't charge last then $5 on a credit card, so last month's $4.65 was pushed forward to this month's bill. No interest was charged either.
After running around for 3 day, I'm just glad this is over.
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