So, this is the second chip card I have. (The first one is an ID card.) Transactions will only need a 4-digit PIN now. No more signiture. (Well, it still depends on the terminal. Not all terminals have the chip card slot yet.) This is supposed to be more secured because the info is harder to steal, but a 4-digit PIN without a signature? I don't think so.
Moreover, seems like the banks are unloading liability. I'm not sure if it's been like this before, but the agreement that came with the info package says, under lost / stolen cards or card numbers: The primary Cardholder is liable for Personal Identification Number ('PIN') based Transactions, to the maximum extent permitted by law, but not for PIN-based Transactions that occur after CIBC is advised of Card loss or theft of unauthorized Card or Card number use. The Primary Cardholder is not liable for unauthorized non-PIN based Transactions on a lost or stolen Card or if the Vixa Account is otherwise accessed without a PIN and without a Cardholder's authorization.
So, in short, you're on your own for unauthorized PIN-based access before the bank is notifyed of theft. If you find out early, good for you. Otherwise you're dead. The banks will still bail you out on signature-based transactions, though. No fair, as the world moves towards the chip card, one day the banks will not have to do that anymore.
Tuesday, September 30, 2008
Monday, September 29, 2008
Homework
Castings cleanup... actually harsher than those ring settings because you gotta apply force on top of looking at it closely.
My dad mixed up the fridge and the china cabinet. He also discarded an empty jar my mom's been punching holes on the bottom for applying insecticide. The unbelievable thing is, he touched up the holes himself too.
My dad mixed up the fridge and the china cabinet. He also discarded an empty jar my mom's been punching holes on the bottom for applying insecticide. The unbelievable thing is, he touched up the holes himself too.
Sunday, September 28, 2008
Pinky therapy
Saturday, September 27, 2008
(>_<|||)
(Picture has nothing to do with subject.)
Just thought I'd have a few more days to spare and ate some Yukimi Daifuku (with ice-cream filling) last night, the vampire showed up today. I bet it knows. Can't believe a few bits can do this much damage. Or, did it attract the vampire? Sigh... either way, gotta remember, regular strength Tylenol is not enough. (T_T) Seriously thought I was gonna die.
Just thought I'd have a few more days to spare and ate some Yukimi Daifuku (with ice-cream filling) last night, the vampire showed up today. I bet it knows. Can't believe a few bits can do this much damage. Or, did it attract the vampire? Sigh... either way, gotta remember, regular strength Tylenol is not enough. (T_T) Seriously thought I was gonna die.
Friday, September 26, 2008
Thursday, September 25, 2008
Homework
Wednesday, September 24, 2008
Wheat puff
A giant bag of wheat puff I bought during cross-border shopping with my brother's gang. My sister-in-law's dad is getting sicker so she will be visiting him next month. This shopping trip is to pick up goodies to bring over. Since I'll be in need of similar items, it's a perfect chance to hitch a ride. Craisins, yogurt raisin, Gold Fish, nuts... are the best choice.
So... there goes one day. One day without doing any work. But I suppose I've saved a lot from the cross-border shopping. Yesterday... was e-mail day. Needed to reply to tons of overdue correspondence. Still not done yet. This means at least 2 days without working. That's gonna hurt... (T_T)
So... there goes one day. One day without doing any work. But I suppose I've saved a lot from the cross-border shopping. Yesterday... was e-mail day. Needed to reply to tons of overdue correspondence. Still not done yet. This means at least 2 days without working. That's gonna hurt... (T_T)
Tuesday, September 23, 2008
Beads...
Monday, September 22, 2008
Beer Pretz
To cerebrate the first day of fall, we have Beer Pretz! Air mailed from Japan, thanks Yukasuke for this one. Uh-oh... or was it Sora? There was a gap between its arrival and tasting. My memory had failed...! Sorry!!! (T_T)
Years ago there was twice a wasabi flavoured Beer Pretz too. I kind of liked it. Too bad it was discontinued. I'm so glad it came back! However... the flavour changed. It's no longer wasabi, but (black pepper) spicy chicken. The heat went up and it's leaning towards bitter. I'm afraid I'll have to say, I like the old one better. If this is meant to go with beer, which is slightly bitter, the Pretz should be less bitter.
The elevator ear is still here... (>_<;) Today was also the last day of work for a while. It will be tons of homework for a month. Need money for my trip! Homework alone isn't enough. I must sell some of my toy collection. (T_T)
Years ago there was twice a wasabi flavoured Beer Pretz too. I kind of liked it. Too bad it was discontinued. I'm so glad it came back! However... the flavour changed. It's no longer wasabi, but (black pepper) spicy chicken. The heat went up and it's leaning towards bitter. I'm afraid I'll have to say, I like the old one better. If this is meant to go with beer, which is slightly bitter, the Pretz should be less bitter.
The elevator ear is still here... (>_<;) Today was also the last day of work for a while. It will be tons of homework for a month. Need money for my trip! Homework alone isn't enough. I must sell some of my toy collection. (T_T)
Sunday, September 21, 2008
Corner house (4)
It's been a month. They're working on the exterior walls.
Hmm... the weather's gone crazy. Rainy, sunny, pouring rain. I'm glad we have some unexpected sun, but my left ear's got the elevator thing again. Not only doesn't it interfere with hearing, it slows me down. This is the second time recently. I hope it's not a recurring thing. Last time it lasted about 3 days.
Hmm... the weather's gone crazy. Rainy, sunny, pouring rain. I'm glad we have some unexpected sun, but my left ear's got the elevator thing again. Not only doesn't it interfere with hearing, it slows me down. This is the second time recently. I hope it's not a recurring thing. Last time it lasted about 3 days.
Saturday, September 20, 2008
Friday, September 19, 2008
Thursday, September 18, 2008
Crash
Wednesday, September 17, 2008
Tuesday, September 16, 2008
Fall harvest
Monday, September 15, 2008
Sunday, September 14, 2008
Moon festival
Happy moon festival! Ate out of course. It's extremely rare for us to "cerebrate" on the exact day. We usually do it a day earlier to avoid the crowd. This time it was because of my brother's church gatherings that he couldn't do it on any other day. The crowd wasn't bad, but the kitchen was too busy to make our favorite dessert. (高麗豆沙: see stolen picture.)
We haven't had any moon cakes yet. Very rare again. Even I didn't buy any of those mochi type this year. Oh well, thanks to the upcoming trip, every dollar matters now. Even though I've been taking home homework almost every day, I'm still not sure if I can save enough money for my trip. (T_T)
We haven't had any moon cakes yet. Very rare again. Even I didn't buy any of those mochi type this year. Oh well, thanks to the upcoming trip, every dollar matters now. Even though I've been taking home homework almost every day, I'm still not sure if I can save enough money for my trip. (T_T)
Saturday, September 13, 2008
Friday, September 12, 2008
Thursday, September 11, 2008
Pop-up book
Wednesday, September 10, 2008
Tuesday, September 09, 2008
Jam
Sunday, September 07, 2008
Afternoon tea
Saturday, September 06, 2008
Friday, September 05, 2008
Thursday, September 04, 2008
Tuesday, September 02, 2008
Monday, September 01, 2008
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